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    Spending Plan Templates, Budgeting Apps, Financial Calculators

    6
    • Free Budget Spreadsheets and Budget Templates
    • Monthly Budget Spreadsheet
    • Free Financial Calculators
    • Personal Budget Spreadsheet
    • Make a Budget Spreadsheet
    • App – You Need a Budget

    Immigration

    8
    • The Mayor’s Office for Immigrant Advancement (MOIA)
    • DTA Benefits (Haitian and Cuban entrants)
    • DTA Cash Benefits for Immigrants
    • Greater Boston Legal Services (Immigration)
    • Volunteer Lawyers Project
    • Lawyers for Civil Rights, Boston
    • New England Justice for Our Neighbors
    • Mabel Center

    Taxes

    11
    • Tax Withholding Calculator
    • Child Tax Credit 
    • Free Tax Prep
    • Get a Jump on Next Year’s Taxes | Internal Revenue Service
    • Free Tax Return Preparation for Qualifying Taxpayers
    • Tax-Related Identity Theft (Videos)
    • Free Massachusetts Tax Preparation
    • Horsesmouth – Financial Blog
    • Individual Retirement Accounts (IRAs)
    • How to Pay Self-Employment and FICA Tax
    • Massachusetts Senior Circuit Breaker Tax Credit

    Education and Student Loans

    18
    • Jeremiah Program for Single Mothers to go to College
    • Public Service Loan Forgiveness
    • Making Sense of Financial Aid
    • How to Pay for College: A Guide for High School Seniors & Families
    • Make Sense of Financial Aid
    • BabySteps Savings Plan
    • Paying for College
    • The Ins and Outs of Student Loans
    • Choosing a Student Loan
    • One Family Scholars Program
    • Duet and SNHU Degree
    • Boston Saves
    • City of Boston Tuition-Free Community College Program
    • [February 2023] – The State of Student Loan Forgiveness
    • Public Student Loan Forgiveness
    • National Health Service Corps (NHSC) Students to Service Loan Repayment Program
    • Low-cost Computers
    • Carroll Advisory
    betterdocs-category-icon

    Financial Calculators & Tools

    25
    • Mortgage Calculator
    • Debt Reduction Calculator
    • Debt Payment Calculator
    • Find A Coach
    • 401k Calculator
    • Car Loan Calculator
    • CD Calculator
    • College Savings Calculator
    • Compound Interest Calculator
    • Credit Card Payoff Calculator
    • Credit Utilization Calculator
    • Debt Payoff Calculator
    • Early Retirement Calculator
    • Emergency Fund Calculator
    • Home Refinance Calculator
    • IRA Calculator
    • Mortgage Calculator
    • Savings Goal Calculator
    • Savings Longevity Calculator
    • Social Security Calculator
    • Student Loan Calculator
    • Take Home Pay Calculator
    • Time Until Retirement Calculator
    • HELOC Management Tool
    • Independent Project-NNEDV

    Mental Health

    15
    • Girls’ Mental Health and Social Media Health
    • Life Kit Podcast
    • Get the Facts on Healthy Aging
    • Why Americans are lonelier and its effects on our health
    • Adjusting to Retirement: Handling Depression, Stress, and Anxiety
    • Best Jobs for Retirees
    • The Cost of Loneliness in Retirement
    • Medicare Spends More on Socially Isolated Older Adults
    • Why You Should Consider Living With Friends in Retirement
    • Senior home sharing and other communal living options
    • Aging in Place: Growing Older at Home
    • Learn about the power of attorney
    • 6 Characteristics to Look for When Choosing a Power of Attorney
    • MA Money Management Program-Aging Services Access Point
    • Village Movement

    Rent and Utilities

    20
    • Massachusetts Rental Voucher Program (MRVP)
    • Section 8 Waiting List
    • Affordable Wifi
    • Affordable Connectivity Program (Wifi)
    • Massachusetts Home Energy Assistance Program (LIHEAP)
    • National Grid Arrears Management Program (AMP)
    • MCO Housing Services
    • Household Goods
    • Craigslist Free Stuff
    • Amazon Prime Membership
    • Xfinity Internet Essentials (Low Cost Internet)
    • Assurance Wireless – Free Smartphone & Plan
    • Free Stuff // FreeCycle
    • Tech Goes Home | Digital Equity | Training, Access, Technology
    • Boston Textile Disposal
    • Metro Housing Boston
    • Housing Navigator Massachusetts
    • Section 8 List-Massachusetts
    • Massachusetts Assisted Living Association (Mass-ALA)
    • Rest Homes and EAEDC (Emergency Aid to the Elderly, Disabled, and Children)

    Car and Auto Resources

    2
    • Car Repair Support – Minuteman Technical Institute
    • Second Chance Cars

    Legal Help

    21
    • Free Legal Help
    • Central West Justice Center
    • Massachusetts Legal Assistance Corporation (MLAC)
    • Metrowest Mediation Services
    • MA Legal Assistance
    • MA Legal Resource Finder
    • MA Eviction Resources
    • Free Mediation Services at The Brookline Center
    • Advisory on Harassment in Housing
    • Free Legal Clinic Hours at Rosie’s Place
    • Legal, health, meal and other resources from Rosie’s Place
    • South Coastal Counties Legal Services (CCLS)
    • Volunteer Lawyers Project
    • Lawyers for Civil Rights, Boston
    • New England Justice for Our Neighbors
    • Learn about the power of attorney
    • Power of Attorney (POA): Meaning, Types, and How and Why to Set One Up
    • Learn about the power of attorney
    • 6 Characteristics to Look for When Choosing a Power of Attorney
    • Power of Attorney and Declaration of Representative Form M-2848
    • Massachusetts Power of Attorney Laws

    Preferential Loans and Direct Financial Relief

    6
    • Preferencial Loans: Axuda Loans
    • Direct Relief: Neighborshare
    • Direct Relief: Boston Bullpen Project
    • Direct Relief: Bridge Forward Fund
    • Direct Relief: Lend a Hand Society
    • Direct Relief: Acton-Boxborough United Wway

    Family and Parenting Support

    8
    • Transitional Aid to Families with Dependent Children
    • Parent Professional Advocacy League
    • Family Nurturing Center
    • Girls’ Mental Health and Social Media Health
    • Low-cost Computers
    • Housing Navigator Massachusetts
    • The Everything File
    • Adjusting to Retirement: Handling Depression, Stress, and Anxiety

    Financial Resources and Social Security

    26
    • Union Capital Boston Social Capital
    • SNAP Information
    • 411 on SSI & SSDI
    • SSI Information
    • DTA SNAP and Cash Benefits
    • Achieving a Better Life (ABLE) Accounts
    • Financial Resources for Financial Wellness Skills
    • Community Exchange – Time Trade Circle
    • FindHelp.Org
    • Women, Infants, & Children (WIC) Nutrition Program
    • MassHires Locations/Openings
    • Dollar For
    • Carroll Advisory
    • You Earned It, You Keep It Act
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Gray Divorce-How it can upend your retirement plan
    • Savings Matters
    • 401(k) Plan Overview-IRS
    • SECURE 2.0 Act of 2022: Changes to required minimum distributions (RMDs)
    • Roth IRA vs. Traditional IRA
    • Nerd Wallet: Roth IRA vs. Traditional IRA
    • The Everything File
    • The FGL Life Research
    • How To Use Equity in Your Home: The Best (and Worst) Ways
    • Independent Project-NNEDV

    Podcasts and Finance Influencers

    23
    • Yo Quiero Dinero Podcast
    • Color My Credit
    • LimitlessCreditRepair
    • Dinero Chronicles
    • The Frugal Creditnista
    • Mr. Money Mustache
    • The Financial Diet
    • Clever Girl Finance
    • Debt Free Gonna Be
    • Her Money
    • Money for the Rest of Us
    • So Money
    • Bad with Money
    • Side Hustle Pro
    • This is Uncomfortable
    • How to Money
    • Horsesmouth – Financial Blog
    • Computer with Causes
    • 4 Ways to Set Investments Up Properly for Retirement
    • Carroll Advisory
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Gray Divorce-How it can upend your retirement plan

    WMM Connect Guide

    3
    • Community Guidelines
    • Privacy Policy
    • Onboarding Videos

    Medical and Insurance

    19
    • Medical Bills & Collections
    • MassHealth Insurange
    • Massachusetts Healthy Incentives Program (HIP)
    • MassHealth Premium Assistance
    • MA Health Connector
    • Safety & Mental Health Resources
    • Prevention Professionals of Northern Middlesex (Substance Use)
    • Mental Health: Parent/Professional Advocacy League
    • Heaps of Hope – Financial Relief for Women with Cancer in MA and NH
    • Dollar For: Medical Bill Assistance
    • Low-Cost Virtual Medical Assessment
    • Dollar For
    • Get the Facts on Healthy Aging
    • Learn about the power of attorney
    • 6 Characteristics to Look for When Choosing a Power of Attorney
    • Power of Attorney and Declaration of Representative Form M-2848
    • Massachusetts Power of Attorney Laws
    • LeadingAge Nonprofit
    • Resources for families — autism

    Accessibility Resources

    22
    • Autism Housing Pathways
    • Emergency Aid to the Elderly, Disabled and Children (What is it & How to Apply)
    • The Green Book Resource Guide for Aging Adults and Adults with Disabilities
    • The Path to Financial Wellness for People with Disabilities
    • Disability Law Center
    • Low-cost Computers
    • Computer with Causes
    • 4 Ways to Set Investments Up Properly for Retirement
    • Carroll Advisory
    • You Earned It, You Keep It Act
    • Medicare Part B and Social Security Cost of Living
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Canva Vision Boards
    • Housing Navigator Massachusetts
    • Section 8 List-Massachusetts
    • Massachusetts Assisted Living Association (Mass-ALA)
    • The Everything File
    • Power of Attorney (POA): Meaning, Types, and How and Why to Set One Up
    • Learn about the power of attorney
    • The Home Modification Loan Program in MA
    • Resources for families — autism

    Homeownership

    18
    • CHAMP (Common Housing Application for MA Programs)
    • HUD Homeownership Resources
    • Project Bread Food Assistance
    • Free Home Ownership Course
    • Massachusetts Down Payment Help
    • HOMEOWNERSHIP ASSISTANCE: MASSACHUSETTS
    • Massachusetts Down Payment Assistance
    • MA Housing Partnership (MHP)
    • Sudbury Mortgage Assistance Program (MAP)
    • First Time Homebuyers Course
    • Massachusetts Homeowner Assistance Fund (HAF)
    • LISC loans, grants, equity
    • Truths and Myths for First-Time Home Buyers
    • How To Use Equity in Your Home: The Best (and Worst) Ways
    • Selling and Downsizing After Retirement
    • Is Moving Your Retirement Solution?
    • The Boston MetroList
    • Keys to Homebuying

    Materiales del Programa para Participantes

    15
    • Introducción a Women’s Money Matters
    • Conocerles
    • Deseos vs. Necesidades
    • Imagínese Esto
    • Ponerse en marcha
    • Ganar, gastar, y ahorrar
    • Mantener su dinero seguro
    • Construir crédito
    • Reparar crédito
    • Protegerse contra el fraude
    • Comer sano con sin salirse del presupuesto
    • Ahorros para jubilarse
    • Ahorro para el cambio
    • Salud financiera para familias
    • Seguir Adelante

    Career and Professional Growth

    18
    • Career Path Tool
    • Employment Opportunities with North Shore Community Health!
    • Trades Gateway Program
    • The Mayor’s Office of Workforce Development
    • Year Up’s job training program
    • Tailored for Success Program
    • ReachHIRE
    • Adecco – Temporary, Temp-Perm, Direct hire jobs
    • MassHire Metro South/West
    • MassHire Career Center Lowell
    • Boston hospital jobs (Economic Mobility Hub)
    • JobsPlus Program – Lowell Housing Authority
    • License Renewal Training
    • Adult Digital Skills Courses – Tech Goes Home Program
    • Credential to Career Coaching
    • One Family Scholars Program
    • MassHires Locations/Openings
    • Computer with Causes

    Participant Program Materials (Life Launch)

    11
    • Introduction
    • Go For It
    • Earn, Spend & Save
    • Banking Uncovered
    • Getting Credit
    • What About the Future?
    • Game of Life
    • Comparison Shopping
    • A Place of Your Own
    • Confidence in Job Readiness
    • Invest the Rest?

    Participant Program Materials

    18
    • Introduction to Women’s Money Matters
    • Getting to Know You
    • Wants vs. Needs
    • Picture This
    • Getting on Track
    • Earn, Spend & Save
    • Keeping Your Money Safe
    • Building Credit
    • Repairing Credit
    • Fighting Fraud
    • Saving for Change
    • Healthy Eating on a Budget
    • Saving for Retirement
    • A Place of Your Own/Life Transitions
    • Building Your Best Asset
    • Financial Health for Families
    • Moving On
    • Canva Vision Boards

    Food, Clothing and Basic Needs

    11
    • Buy Nothing Project
    • Food Pantries for Massachusetts and New England
    • Clothing: Uncommon Threads Lawrence
    • Clothing: Dress for Success
    • Clothing: Catie’s Closet
    • Clothing: Ruth’s House
    • Food: Centre Food Hub – Low Cost Groceries
    • The Food Project – Gardens!
    • Food: Flashfood App (Discounted Food)
    • Food: Too Good Too Go App (Food Discounts)
    • Low-cost Computers

    General Financial Education and Vocab

    15
    • Vocabulary for Financial Terms
    • My Money Five
    • Thinking Money Documentary
    • Interactive Financial Literacy Worksheets
    • Financial Literacy Vocab
    • Adult Financial Education Webinars
    • MyCreditUnion: Financial Resources
    • Fraud Tips: Freezing Credit
    • You Earned It, You Keep It Act
    • Medicare Part B and Social Security Cost of Living
    • Life Kit Podcast
    • Building better financial futures by targeting asset poverty
    • 401(k): What it is, How it Works, Pros, and Cons
    • Reverse Mortgages: The Good and the Bad
    • Independent Project-NNEDV

    Recreation

    9
    • Museums for All
    • Library of “things”
    • Swimming Pools, Wading Pools and Spray Decks
    • EBT Card to Culture
    • Maternity Leave in the U.S.
    • Complimentary Tickets to Events at TD Garden!
    • The Food Project – Gardens!
    • Canva Vision Boards
    • Medicare Spends More on Socially Isolated Older Adults

    Veteran Resources

    11
    • Veteran Resource Guide of Merrimack Valley
    • Miltax: Free Military Tax Software and Experts
    • Armed Forces Legal Assistance (AFLA)
    • Financial Support for Military Families
    • VA Housing Assistance
    • Financial Conversations with Military Community
    • Financial Ed Learning Game for Service Members
    • Disabled Veterans and the Fair Housing Act
    • Military Lending Act (MLA)
    • Military Housing Privatization Initiative (MHPI)
    • The Servicemembers Civil Relief Act (SCRA)

    Interesting Reads and Recipes

    11
    • Good & Cheap Cook Book
    • Are I Bonds the Safest Investment for Your Portfolio?
    • Women in Recovery
    • Boston Globe – Evictions section
    • The Road to the Cliff Edge
    • Aries Foundation Financial Wellness Blog
    • Financial Wellness Webinars
    • The Financial Diet
    • Clever Girl Finance
    • Village Movement
    • How to Find the Best Retirement Community for You

    Domestic Violence Support

    6
    • The Network/La Red
    • Live for Liv
    • Massachusetts Office for Victim Assistance
    • The Allstate Foundation’s Domestic Violence Resources
    • Trafficking Victim Assistance
    • Domestic Violence Hotline

    Small Business Loans/Support

    7
    • Ascendus empower business owners with access to capital and financial education.
    • LISC loans, grants, equity
    • U.S. Small Business Adminstration
    • Goldman Sachs 10,000 Women
    • Center for Women & Enterprise
    • Verizon Small Business Trainings
    • Employee retirement plans for small businesses

    Credit

    7
    • Credit Discrimination
    • FICO Score FAQ
    • Free Credit Report
    • Your Guide to a Better Retirement
    • Credit-Building Platform (Self)
    • Credit report dispute sample letter from CFPB
    • Fraud Tips: Freezing Credit

    Citizenship

    2
    • Loans to Support Citizenship
    • FREE high-quality legal help to apply for US citizenship
    betterdocs-category-icon

    Retirement

    58
    • Horsesmouth – Financial Blog
    • 4 Ways to Set Investments Up Properly for Retirement
    • Carroll Advisory
    • You Earned It, You Keep It Act
    • Medicare Part B and Social Security Cost of Living
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Gray Divorce-How it can upend your retirement plan
    • Savings Matters
    • As Women Live Longer, They Should Also Plan For A Second Retirement
    • Rethink Retirement Planning: Don’t Assume Women Live Longer Than Men
    • Rethink Retirement Planning: Don’t Assume Women Live Longer Than Men
    • Why Women Need to Plan Carefully for Retirement
    • How Women Can Win the Retirement Savings Struggle
    • How to Overcome Women’s Retirement Challenges
    • Building better financial futures by targeting asset poverty
    • Employee retirement plans for small businesses
    • 401(k) Plan Overview-IRS
    • Individual Retirement Accounts (IRAs)
    • Quarters of Coverage-
    • Ex-Spouse Benefits
    • SSA Family Page
    • Divorced Spouse Social Security Benefits: How Much and How to Qualify
    • Starting Your Retirement Benefits Early
    • Social Security’s full retirement age
    • SSA: Age reduction for retirement benefits
    • 401(k): What it is, How it Works, Pros, and Cons
    • SECURE 2.0 Act of 2022: Changes to required minimum distributions (RMDs)
    • Roth IRA vs. Traditional IRA
    • Nerd Wallet: Roth IRA vs. Traditional IRA
    • Adjusting to Retirement: Handling Depression, Stress, and Anxiety
    • Best Jobs for Retirees
    • The FGL Life Research
    • Top 25 Part-Time Jobs for Retirees
    • The Cost of Loneliness in Retirement
    • Medicare Spends More on Socially Isolated Older Adults
    • Why You Should Consider Living With Friends in Retirement
    • Senior home sharing and other communal living options
    • Aging in Place: Growing Older at Home
    • Learn about the power of attorney
    • MA Money Management Program-Aging Services Access Point
    • Ten Types of Senior Living Options
    • How to Overcome Women’s Retirement Challenges
    • Village Movement
    • Should I Sell My Home When I Retire?
    • Home Modification Loan Program (HMLP)-MA
    • The Home Modification Loan Program in MA
    • HOME EQUITY CONVERSION MORTGAGES FOR SENIOR
    • 6 Reasons to Remain in Your Current Home in Retirement
    • Building better financial futures by targeting asset poverty
    • Selling and Downsizing After Retirement
    • Is Moving Your Retirement Solution?
    • Hale House-Elderly Housing
    • Oasis Senior Advisors
    • Leisurewoods Rockland
    • How livable is your community?
    • Pros and Cons of Active Adult Communities
    • How to Find the Best Retirement Community for You
    betterdocs-category-icon

    Social Security

    30
    • Horsesmouth – Financial Blog
    • 4 Ways to Set Investments Up Properly for Retirement
    • Carroll Advisory
    • You Earned It, You Keep It Act
    • Medicare Part B and Social Security Cost of Living
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Savings Matters
    • As Women Live Longer, They Should Also Plan For A Second Retirement
    • Rethink Retirement Planning: Don’t Assume Women Live Longer Than Men
    • Rethink Retirement Planning: Don’t Assume Women Live Longer Than Men
    • Why Women Need to Plan Carefully for Retirement
    • How Women Can Win the Retirement Savings Struggle
    • How to Overcome Women’s Retirement Challenges
    • Employee retirement plans for small businesses
    • 401(k) Plan Overview-IRS
    • Ex-Spouse Benefits
    • SSA Family Page
    • Divorced Spouse Social Security Benefits: How Much and How to Qualify
    • Starting Your Retirement Benefits Early
    • Social Security’s full retirement age
    • SSA: Age reduction for retirement benefits
    • SECURE 2.0 Act of 2022: Changes to required minimum distributions (RMDs)
    • Roth IRA vs. Traditional IRA
    • Nerd Wallet: Roth IRA vs. Traditional IRA
    • Best Jobs for Retirees
    • The FGL Life Research
    • Top 25 Part-Time Jobs for Retirees
    • The Cost of Loneliness in Retirement
    • Why You Should Consider Living With Friends in Retirement
    betterdocs-category-icon

    Housing

    29
    • Section 8 List-Massachusetts
    • Massachusetts Assisted Living Association (Mass-ALA)
    • Rest Homes and EAEDC (Emergency Aid to the Elderly, Disabled, and Children)
    • MA Money Management Program-Aging Services Access Point
    • Massachusetts Section 8 Housing Choice Voucher Centralized Waiting List
    • Housing Navigator: MA
    • Ten Types of Senior Living Options
    • Public & Subsidized Housing
    • Massachusetts Senior Circuit Breaker Tax Credit
    • Should I Sell My Home When I Retire?
    • Home Modification Loan Program (HMLP)-MA
    • The Home Modification Loan Program in MA
    • Reverse Mortgages: The Good and the Bad
    • HOME EQUITY CONVERSION MORTGAGES FOR SENIOR
    • 6 Reasons to Remain in Your Current Home in Retirement
    • Building better financial futures by targeting asset poverty
    • How To Use Equity in Your Home: The Best (and Worst) Ways
    • Selling and Downsizing After Retirement
    • Is Moving Your Retirement Solution?
    • The Boston MetroList
    • Congregate Housing (MA)
    • Hale House-Elderly Housing
    • LeadingAge Nonprofit
    • Oasis Senior Advisors
    • Leisurewoods Rockland
    • How livable is your community?
    • Pros and Cons of Active Adult Communities
    • How to Find the Best Retirement Community for You
    • Keys to Homebuying
    betterdocs-category-icon

    Level-Up Workshops

    1
    • Keys to Homebuying
    View Categories
    • Home
    • Resource Board
    • Accessibility Resources

    Accessibility Resources

    • Autism Housing Pathways
    • Emergency Aid to the Elderly, Disabled and Children (What is it & How to Apply)
    • The Green Book Resource Guide for Aging Adults and Adults with Disabilities
    • The Path to Financial Wellness for People with Disabilities
    • Disability Law Center
    • Low-cost Computers
    • Computer with Causes
    • 4 Ways to Set Investments Up Properly for Retirement
    • Carroll Advisory
    • You Earned It, You Keep It Act
    • Medicare Part B and Social Security Cost of Living
    • Make Me Smart Podcast
    • Life Kit Podcast
    • Canva Vision Boards
    • Housing Navigator Massachusetts
    • Section 8 List-Massachusetts
    • Massachusetts Assisted Living Association (Mass-ALA)
    • The Everything File
    • Power of Attorney (POA): Meaning, Types, and How and Why to Set One Up
    • Learn about the power of attorney
    • The Home Modification Loan Program in MA
    • Resources for families — autism
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