---
title: "HOMEOWNERSHIP ASSISTANCE: MASSACHUSETTS"
description: "Need help buying a home? You may qualify for one of these programs. ### Statewide and Regional Programs - [MassHousing](https://www.masshousing.com/) - provides affordable mortgage financing to low- and moderate-income homebuyers - [Massachusetts Department of Housing and Community Development](https://www.mass.gov/orgs/housing-and-community-development) - mortgage, downpayment and…"
url: "https://community.womensmoneymatters.org/resources/homeownership-assistance-massachusetts/"
updated: "2022-12-14"
category: Homeownership
---

# HOMEOWNERSHIP ASSISTANCE: MASSACHUSETTS

Need help buying a home? You may qualify for one of these programs.

### Statewide and Regional Programs

- [MassHousing](https://www.masshousing.com/) - provides affordable mortgage financing to low- and moderate-income homebuyers
- [Massachusetts Department of Housing and Community Development](https://www.mass.gov/orgs/housing-and-community-development) - mortgage, downpayment and closing cost information for first-time homebuyers
- [Massachusetts Housing Consumer Education Centers](https://www.masshousinginfo.org/) - find a center nearest you that offers homebuyer classes
- [Massachusetts Housing Partnership](https://www.mhp.net/one-mortgage) - ONE Mortgage Program for first-time homebuyers
- [Habitat for Humanity](https://www.habitat.org/) - through volunteer labor, builds and rehabilitates houses for families in need
- [U.S. Department of Agriculture Rural Housing](https://www.rd.usda.gov/ma) - homebuyer programs in rural communities

### Programs by City/Town

- [Adams](https://www.town.adams.ma.us/community-development)
- [Arlington](https://www.arlingtonma.gov/departments/planning-community-development/affordable-housing-in-arlington)
- [Boston](https://www.boston.gov/departments/neighborhood-development#page/HomeCenter)
- [Brockton](https://brocktonredevelopmentauthority.com/)
- [Cambridge](https://www.cambridgema.gov/CDD/housing/forhomebuyers.aspx)
- [Easton](https://www.easton.ma.us/boards_and_committees/affordable_housing_trust/index.php)
- [Fall River](https://www.fallriverma.org/department/community-development-agency/)
- [Fitchburg](http://www.ci.fitchburg.ma.us/151/Housing-Programs)
- [Framingham](https://www.framinghamma.gov/420/Housing-Assistance)
- [Gloucester](http://gloucester-ma.gov/index.aspx?NID=129)
- [Haverhill](https://www.cityofhaverhill.com/departments/first_time_homebuyer_downpayment_assistance_program/index.php)
- [Holyoke](https://www.holyoke.org/departments/community-development/)
- [Lawrence](http://www.cityoflawrence.com/347/Housing-Programs)
- [Lowell](https://www.lowellma.gov/751/Housing-Energy)
- [Lynn](http://www.lhand.org/)
- [Malden](http://maldenredevelopment.com/)
- [Medford](http://www.medfordma.org/departments/community-development/affordable-housing/first-time-home-buyer-program/)
- [Melrose](https://www.cityofmelrose.org/office-planning-and-community-development)
- [New Bedford](https://www.newbedford-ma.gov/community-development/loans-grants/homeownership/)
- [Newton](https://www.newtonma.gov/government/planning/housing-community-development)
- [Peabody](https://peabody-ma.gov/community%20development.html)
- [Plymouth](https://www.plymouth-ma.gov/community-development)
- [Quincy](https://www.quincyma.gov/departments/planning_and_community_development/community_development/programs.php)
- [Salem](https://www.salem.com/planning-and-community-development/pages/housing-programs)
- [Somerville](https://www.somervillema.gov/departments/ospcd/housing/)
- [Springfield](https://www.springfield-ma.gov/housing/)
- [Taunton](https://www.taunton-ma.gov/199/Housing-Programs)
- [Weymouth](https://www.weymouth.ma.us/planning-community-development/pages/housing-programs)
- [Worcester](http://www.worcesterma.gov/housing-neighborhood-development)

[https://www.hud.gov/states/massachusetts/homeownership/buyingprgms](https://www.hud.gov/states/massachusetts/homeownership/buyingprgms)